Creating Your Social Security Account
Choosing when to begin receiving Social Security benefits is an important part of deciding when to retire. If you choose to start receiving benefits when you reach full retirement age, you will receive your full benefit. If you delay claiming benefits beyond full retirement age, you can earn credits that increase your monthly benefit by about eight percent for each year you delay claiming, up to age 70. If you start collecting Social Security benefits before you reach full retirement age, your benefits will be reduced by up to 30 percent, depending on when your benefits start.
Elder Rights and Protection against Fraud and Abuse
Elder abuse, including financial exploitation and fraud, is a growing problem. Financial exploitation can take many forms, including cashing checks without permission; misusing or stealing money or possessions; coercing or deceiving an older person into signing a legal document; and the improper use of conservatorship, guardianship, or power of attorney. Concerned individuals who spot the warning signs of a possible problem can call state and local agencies for help.
Know Your Options and Call Us Today for More Information
Our advice is built with no agenda, just pure guidance when it comes to life insurance coverage. You can count on David Petersen with 40 plus years of experience. With our help, we will ensure you gain coverage the way you want to. For more information, call us at 480-694-2470